The Book Stacks

The Flow of Time and Money is a groundbreaking new book that will help you master the relationship between your time and your money.

Using simple, proven techniques and easy-to-understand diagrams, Dr. Lloyd Watts shows you how to take control of your income, expenses, and time commitments in order to achieve wealth and personal fulfillment.

Having taken a financial planning course at university, I didn’t expect to find many new ideas or concepts in Lloyd Watt’s The Flow of Time and Money. However, the subtitle “How to create a full and prosperous life” intrigued me. And I wasn’t disappointed.

Watts had me feeling at home and like I could trust him as an authority when he stated the basic truth of the floundering middle class:

“As their income goes up, they buy nicer cars and houses, which trigger higher expenses, thus ensuring that their expenses always rise to the level of their new income.”

He mentions that within the first section which, to me, showed he was getting straight to the real problems and not fooling around with jargon and math problems the average person doesn’t have time to understand.

In today’s world, our personal time is treated like a commodity. We’re paid for handing it over (along with doing work during the time we hand over). That’s why this book impressed me – Watts doesn’t leave time out of the equation. With the easily understood diagrams as well as Watt’s plain language, this book got me thinking even more about how I can achieve a financially as well as personally rewarding future.

If you’re feeling confused and overwhelmed about how to take control of not only your finances but your time, this book is a great starting point for you. Even if you are like me and have taken financial planning classes, this book is still great to have because of Watt’s approach of combining time and money.